Financial Solution

Fuel Your Growth with Personalized Loan Solutions

From flexible plans to a transparent process, we make funding hassle-free. Let us help you achieve your financial goals.

Solutions for Every Need,
Size, and Business Type

Solutions for Every Need, Size, and Business Type

Your goals drive our solutions—customized financial strategies designed for your unique journey

Start your finance transformation journey

Lending Solutions Suite

Business Loans

Term Loan

OD/CC Limit

Invoice Discounting

Equipment Finance

Loan Against Property (LAP)

Government Schemes

Pradhan Mantri Mudra Yojana (PMMY)

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

New Entrepreneur-Cum-Enterprise Development Scheme (NEEDS)

Annal Ambedkar Business Champions Scheme (AABCS)

Credit Guarantee Scheme for Startups (CGSS)

Customised Solutions

Loan Enhancement BT

Loan Consolidation

Project Finance

Export Factoring

Structured Solutions

Mahesh Kumar Palanisamy
Co Founder - Prudent Capaital

Why Choose Us?

At Prudent Capital, we provide a holistic, client-centric approach to debt solutions:

1. Customized Debt Structuring

Repayment plans tailored to meet your specific financial goals.

Customized Debt Structuring
The way Prudent structured our ₹75Cr expansion funding was brilliant - they aligned repayments with our project cash flows. This meant we could scale our manufacturing unit without straining operations.

Manufacturing CEO, Pune

2. Optimized Product Discovery

Connect with the ideal loan products through our extensive lender network.

Optimized Product Discovery
We were looking only at traditional bank loans until Prudent showed us specialized NBFC options. Ended up with better terms and a quicker sanction for our working capital needs.

Healthcare Chain CFO, Bangalore

3. Reduced Collateral Requirements

Secure funding with minimal asset commitments.

Reduced Collateral Requirements
Their structuring helped us secure ₹12Cr in equipment financing with minimal additional collateral. Exactly what our growing business needed.

Tech Company Founder, Hyderabad

4. Fast-Track Loan Processing

Quick approvals and disbursements to keep your plans on track.

Fast-Track Loan Processing
From application to disbursement of our ₹25Cr loan in just 3 weeks. Their banking relationships made all the difference in getting quick approvals.

Infrastructure Project Head, Delhi

5. Financial Education & Empowerment

Get expert insights to make informed financial choices.

Financial Education & Empowerment
They didn't just arrange funding - they helped us understand exactly how much debt our business could sustainably handle. This insight shaped our entire expansion strategy.

MSME Owner, Chennai

6. Seamless Debt
Agreement Finalization

A transparent and efficient process, ensuring clarity and ease.

Seamless Debt Agreement Finalization
Complex multi-bank arrangement but Prudent made it simple. Clear terms, transparent process, no surprises. That's exactly what you need when dealing with large debt.

Corporate Treasurer, Mumbai

Testimonial

Our Success Stories

When I urgently needed ₹55 lakh to fuel my business expansion, I turned to Prudent Capital for support. They quickly arranged a home loan top-up, making the entire process incredibly smooth and hassle-free. Their team demonstrated a deep professional understanding of my unique situation, taking into account both my business requirements and personal financial needs. Thanks to their quick response and tailored approach, I was able to secure the funds I needed on time, allowing my business to grow without any unnecessary delays.

Mohanrao Business Owner

Prudent Capital first arranged a ₹30L loan from an NBFC for immediate needs, then helped us transition to a ₹72L bank facility with better terms as our business grew stronger. When we needed funding for our new unit, they introduced us to a government scheme that offered collateral-free credit at attractive rates. Their expertise in improving our banking relationships and finding optimal solutions has made them our trusted advisors."

Manoj SSA Business Owner

I wasn’t aware that unsecured business loans were even an option for traders like me, until I reached out to Prudent Capital. When I needed ₹38 lakh urgently to expand my trading business, they quickly came through with a solution. What truly impressed me was their efficiency—they secured the loan with remarkable speed, allowing me to act fast and seize business opportunities. The team at Prudent Capital demonstrated a solution-focused approach, offering tailored advice that perfectly matched my business needs. They not only understood the complexities of the trading industry but also provided a seamless process with clear guidance, setting them apart from other financial advisors I’ve worked with in the past.

Arfathullah Trading Business Owner

After dealing with a number of confusing conversations with multiple Direct Selling Agents (DSAs), I was feeling overwhelmed about how to consolidate my loans effectively. That’s when I approached Prudent Capital. They quickly clarified my loan consolidation needs and presented a ₹40 lakh solution that truly made a difference. Their approach was straightforward and transparent, which was a refreshing change from the usual complexity I had experienced with other advisors. By consolidating my loans, Prudent Capital was able to reduce my monthly EMI by 40%, providing me with significant relief on my finances.

Mohanraj Salaried Professional